"Scientific research" Almanac

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  SOCIO-ECONOMIC CHARACTERISTICS AND OPPORTUNITIES FOR CONVERGENCE OF LIFE INSURANCE AND MARKET-ORIENTED SOCIAL INSURANCE

  The object of research is the life insurance market and the social insurance market in Bulgaria, and its subject is related to the outline of their organisational and economic characteristics, state, dynamics of development. Despite their independence, these markets are related. They complement and compete with each other and have a common aim – ... The object of research is the life insurance market and the social insurance market in Bulgaria, and its subject is related to the outline of their organisational and economic characteristics, state, dynamics of development. Despite their independence, these markets are related. They complement and compete with each other and have a common aim – to offer greater security to citizens in modern society. The purpose of research is focused on exploring the possibilities of their convergence. In order to realise this purpose, the following tasks are defined: - outlining the organisational and economic characteristics of life insurance and market-oriented social insurance; - studying parameters of the products offered on the life insurance market and social insurance market in Bulgaria; - revealing the specifics of the life insurance market and the social insurance market in Bulgaria and tracking the dynamics of their development; - outlining the directions for convergence of the insurance market and the social insurance market. The research thesis defended by the team is that finding similarities between the insurance market and the social insurance market allows to outline the possibilities for their organisational development and social cohesion through the borrowing of good practices and complementing each other.

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  THE DIGITAL TRANSFORMATION OF THE HUMAN RESOURCES MANAGEMENT IN BULGARIAN FINANCIAL ENTERPRISES

  Digitalization affects every sphere of economic life. In financial enterprises, it is transforming human resources management. The purpose of the research is to study the degree of digital transformation of the human resources management in Bulgarian financial enterprises and to highlight the main benefits for them, as well as the obstacles they ... Digitalization affects every sphere of economic life. In financial enterprises, it is transforming human resources management. The purpose of the research is to study the degree of digital transformation of the human resources management in Bulgarian financial enterprises and to highlight the main benefits for them, as well as the obstacles they face in this process. Three main tasks are to be performed: building a theoretical framework of the research; empirical study of the degree and aspects of digital transformation in the human resources management of Bulgarian financial enterprises; systematization of the main problems and advantages of digital transformation in the human resources management of financial enterprises. The thesis is formulated as follows: digital transformation in financial enterprises is a vector process, with a systemic nature, which finds empirical evidence in the human resources management in an environment of an adapting regulatory framework, pandemic challenges, investment requirements and expectations for improved competitiveness and efficiency. The problem area of the study is human resource management policies and practices in Bulgarian financial enterprises, and the subject is the impact of digitalization on human resource management policies and practices in Bulgarian financial enterprises (banks, insurers and insurers). The research methodology is a questionnaire survey with 54 questions. Digitization has stimulated the introduction of teleworking, which in FP has been further accelerated by the Covid-19 pandemic.

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  THE EUROPEAN GREEN DEAL – A PREREQUISITE FOR GENERATING SUSTAINABLE AND INCLUSIVE GROWTH IN THE BULGARIAN ECONOMY

  The idea of achieving a balance of interests between the economy and the natural and social environment, subordinated to the understanding of protection and restoration of natural resources, has a leading importance in the construction of modern sustainable policies. The research aims to outline the essence and specificity of the modern policy for ... The idea of achieving a balance of interests between the economy and the natural and social environment, subordinated to the understanding of protection and restoration of natural resources, has a leading importance in the construction of modern sustainable policies. The research aims to outline the essence and specificity of the modern policy for achieving sustainable growth, with which the EU, and together with this our economy, strive to improve the well-being of society as a whole. In the overall policy, the European Green Deal occupies a central place because it is seen as a prerequisite for generating sustainable and inclusive growth. In this sense, the areas for the realization of sustainable and inclusive growth in pre-selected economies of EU member states, comparable to that of Bulgaria, are defined as an object of research, according to the Sustainable Development Goals. The research proves the hypothesis that in the EU, as well as in Bulgaria, there are prerequisites, interested parties and means for building a comprehensive policy to achieve and maintain sustainable and inclusive growth, which is supported by the European institutions and the European funds for its financing. The focus of the study is to measure advancement on the EU's Sustainable Development Goals by monitoring progress to ensure sustainable and inclusive growth, which allows a comparative analysis to establish what Bulgaria has achieved.