"Scientific research" Almanac

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  MACROPRUDENTIAL POLICIES – A FACTOR FOR FINANCIAL STABILITY IN THE BALKAN COUNTRIES

  The scope of the present study covers the macroprudential measures and policies applied in the countries of the Balkan Peninsula, undertaken to prevent financial risks and achieve financial stability in the period 2016-2020. The purpose of the study is to examine the scope, structure and depth of the applied on the economies of the countries of ... The scope of the present study covers the macroprudential measures and policies applied in the countries of the Balkan Peninsula, undertaken to prevent financial risks and achieve financial stability in the period 2016-2020. The purpose of the study is to examine the scope, structure and depth of the applied on the economies of the countries of the Balkan Peninsula in the post-crisis period, macroprudential policy and macroprudential instruments. The main thesis that the author team will try to defend is that, despite the differences in the economies of the Balkan countries and the divergence in the pace of development, the introduction and improvement of the various categories of macroprudential instruments, all the countries of the region are oriented towards the convergence of the macroprudential packages of measures – mainly, the already Basel III harmonization on minimum capital requirements. This convergence in the implementation of macroprudential policies is related to the common regulatory framework in the EU and the aspiration of non-EU Balkan countries to join the EU, which could happen after minimizing systemic risks and achieving the minimum macroprudential objectives. In order to achieve the thus formulated thesis, the authors set the following research tasks: to derive the essential characteristics of the macroprudential framework; to present in a theoretical aspect the experience of the Balkan countries in the implementation of macroprudential policies; to examine and analyze the applied supervisory measures in the Balkan countries.

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  THE DIGITAL TRANSFORMATION OF THE HUMAN RESOURCES MANAGEMENT IN BULGARIAN FINANCIAL ENTERPRISES

  Digitalization affects every sphere of economic life. In financial enterprises, it is transforming human resources management. The purpose of the research is to study the degree of digital transformation of the human resources management in Bulgarian financial enterprises and to highlight the main benefits for them, as well as the obstacles they ... Digitalization affects every sphere of economic life. In financial enterprises, it is transforming human resources management. The purpose of the research is to study the degree of digital transformation of the human resources management in Bulgarian financial enterprises and to highlight the main benefits for them, as well as the obstacles they face in this process. Three main tasks are to be performed: building a theoretical framework of the research; empirical study of the degree and aspects of digital transformation in the human resources management of Bulgarian financial enterprises; systematization of the main problems and advantages of digital transformation in the human resources management of financial enterprises. The thesis is formulated as follows: digital transformation in financial enterprises is a vector process, with a systemic nature, which finds empirical evidence in the human resources management in an environment of an adapting regulatory framework, pandemic challenges, investment requirements and expectations for improved competitiveness and efficiency. The problem area of the study is human resource management policies and practices in Bulgarian financial enterprises, and the subject is the impact of digitalization on human resource management policies and practices in Bulgarian financial enterprises (banks, insurers and insurers). The research methodology is a questionnaire survey with 54 questions. Digitization has stimulated the introduction of teleworking, which in FP has been further accelerated by the Covid-19 pandemic.

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  READINESS OF ECONOMICS STUDENTS FROM HIGHER SCHOOLS IN THE NORTH CENTRAL PLANNING REGION FOR REALIZATION ON THE LABOUR MARKET UNDER THE CONDITIONS OF DIGITAL TRANSFORMATION

  The implementation of new technologies in economic activity is a question of present interest, given that it leads to transformation of existing business mo¬dels. This, in turn, changes the required personnel training. The aim of the present paper is to study the degree of readiness of economics students for professional realization under the ... The implementation of new technologies in economic activity is a question of present interest, given that it leads to transformation of existing business mo¬dels. This, in turn, changes the required personnel training. The aim of the present paper is to study the degree of readiness of economics students for professional realization under the conditions of digital transformation and to identify the main challenges and priorities as a basis for improving their preparation. In relation to this the following research objectives are set: to examine the main characteristics of digital transformation and some good practices in this regard while focusing on higher education; to analyse some documents regarding the development of higher schools in the NC planning region; to study the opinion of economics students about the quality of the training they have acquired in regard to the new requirements of the labour market; to derive guidelines for improving the degree of employment readiness of future economists. The main research thesis is that students have a certain employment readiness in the digitalising economy, but their knowledge and skills are rapidly becoming outdated or insufficient, which necessitates continuous training, and higher education institutions should serve these needs. The results of the research show that economics students in the NC planning region have the potential for employment under the conditions of digital transformation. However, some guidelines for improving their qualification have been derived, on the basis of self-assessment of their competences.